Money Stasher Editorials

$100 Chase checking account bonus

A brand new checking account bonus from Chase was just launched, check it out! Act quick because this offer is set to expire September 30th, but Chase is notorious for killing their promotions early.

Chase will deposit $100 into your new checking account just for opening and setting up direct deposit OR use your free Chase debit card five times.

The best thing about this bonus is that Chase deposits the money into your account within ten business days after you have your first direct deposit or use your debit card five times. This makes it extremely appealing to those of us who need some quick cash! (Chase says ten business days but I have opened multiple new Chase accounts to get the bonuses and they usually credit the bonus within two days.)

The account has no monthly maintenance fee as long as you have at least one direct deposit a month or use your debit card at least six months so this bonus is an easy free $100 bucks.

Click here to apply online. You can also apply at your local branch by having your coupon code emailed to you. Click here to have your coupon code sent to your email. Make sure a coupon code is auto populated when you go through the sign up process to ensure you get the bonus.

A few of the terms and conditions:

  • Offer is not available to existing Chase checking customers and expires September 30th.
  • To qualify for the $100 bonus you must open a new Chase Checking account with a minimum opening amount of $100 or more. (Money that is not currently held at Chase)
  • Within 60 days of account opening you have to have a direct deposit from your work or the government.( I have been successful at getting bonuses just from doing an ACH push from one of my other banks)
  • If you are unable to set up direct deposit you can also get the bonus by using your Chase debit card at least five times within the first 60 days of opening the account.
  • Chase has a limit of one checking account-related reward/bonus per customer, per calendar year.
  • You must also keep the account open for at least six months or Chase can retract the bonus.

Click here for full terms and conditions.

Citibank $100 checking account bonus

Another great offer from Citibank! Citi is currently offering either a $100 bonus for opening a Citigold checking account, or a $50 bonus for opening “The Citibank” checking account by 12/31/10. To get either bonus all you have to do is deposit and maintain an average daily balance of at least $1,000 within the first 30 days of the account opening.

CitiGold account features:

  • Savings and rewards
  • Premium rates on select deposit products and preferred pricing on credit products
  • Superior service
  • Exclusive 24/7 toll-free customer service line
  • Professional advice and guidance
  • Personalized attention and financial advice
  • Choice of debit card rewards program
  • Global banking and hospitality services
  • Discounts and fee waivers
  • Over 26,000 fee-free ATMs nationwide
  • Free online bill payment with Citibank® Online
  • Free mobile banking with Citi Mobile

An initial deposit of $500 is required to open the account.

Citi will waive the  monthly maintenance fee ($25) for the first 2 statement cycles.

Citibank will continue to waive the monthly fee as long as the combined average balance of your eligible linked accounts is $100,000 or more across all your linked Citi accounts or $250,000 or more if your Citibank first mortgage is included.

The Citibank account features:

  • Relationship pricing of all eligible accounts to help meet minimum balance requirements
  • Regular or interest checking options
  • Choice of debit card reward programs
  • Access to your funds when you want it
  • Over 26,000 fee-free ATMs nationwide
  • Free online bill payment with Citibank® Online
  • Free mobile banking with Citi Mobile

Initial deposit of $100 required for account opening. No monthly maintenance fee as long as you maintain a $6,000 combined average balance between your eligible linked accounts.

You must apply either online using this link or by calling Citi and referencing offer code “CGPO”

Click here for full terms and conditions.

Chase Onepass Continental 40,000 bonus miles

Chase recently redesigned their Continental Onepass Mastercard which includes up to 40,000 bonus miles with no annual fee for the first year (a $85 savings).

Continental has one of the best frequent flier programs around because you can also use your miles for things like car rentals and hotel stays!

What makes this deal even sweeter is the fact that the US Government recently approved the merger between Continental and United airlines giving you even more redemption possibilities. Not only can you choose between using your miles on Continetal or United but you can also use those miles are Star Alliance award tickets on numerous airlines worldwide. A few of the Star Alliance member airlines include Air Canada, Air China, Air New Zealand, ANA, Asiana, bmi, Egyptair, Lufthansa, Singapore Airlines, South African Airways, Swiss, TAP, Turkish Airlines and US Airways.

A few details on how to receive your bonus miles:

  • You earn 25,000 bonus miles after your first purchase on your Continental Onepass card.
  • You will also earn 5,000 bonus miles just for addidint an authorized user to your account.
  • You will earn an additional 10,000 bonus miles once you spend $25,000 on your new account.

A few benefits of the card:

  • No annual fee for the first year.
  • First checked bag for FREE
  • 2 annual presidents club day passes
  • 2 annual travel discount certificates
  • special guest privleges through The Luxury Hotels and Resorts Collection

Here are some of the details and terms of the promotion but visit Chase for complete terms and conditions:

25,000 BONUS MILES: You will qualify and receive your bonus after your first purchase/first use of the Card. Please allow 6 – 8 weeks for bonus miles to post to your account. This one-time bonus offer is valid only for first-time Continental Airlines personal Cardmembers with new accounts.

5,000 BONUS MILES: To qualify and receive your bonus, your first purchase/first use of the Card and addition of an authorized user to your account must both occur during the first two months from account opening. First purchase/first use includes purchases, balance transfers or any checks that are used to access your account. Allow 6 – 8 weeks for bonus miles to post to your account.

Ready to apply? Click here for the application and to get a decision in 60 seconds!

100,00 & 75,000 Mile Citibank American Airlines Bonus Mile Offers

Citibank has just released the largest new card bonus of American Airlines AAdvantage miles ever, either 100,000 or 75,000 miles depending on which of the  accounts you apply for. You can choose from either personal or business cards, all of which have the annual fee waved for the first year. Many have been successful at applying for two or even three cards and qualifying for the bonus miles on each card. Citi will generally posts the bonus miles the day after your statement comes out so this is going to be a great deal for anyone that likes to travel, especially for free!

If you want to receive multiple bonuses all you need to do is apply for a different card type. Citi supposedly will only let you have one AAdvantage personal and one business card, but many have applied for two personal cards and were instantly approved for both. The key is to apply for each card type around the same time (less than 3 hours) before the system can tell that you already have an open AAdvantage card.  I applied for a personal Visa and American Express at the same time and was approved for both. Two days later I applied for the business card and was approved for that also.

Personal cards:

Citibank Visa & American Express 75,000 mile offer:

  • 75,000 American Airlines bonus miles for spending at least $1500 on the card within the first six months of account opening.
  • No annual fee for the first year.

For the Citibank Visa card use this link: Citi Visa AAdvantage offer

For the Citi AmEx card use this link: Citi AMX AAdvantage offer

Citibank Visa and American Express 100,000 mile offer:

  • 50, 000 American Airlines bonus miles after spending $750 on the card within the first four months, and an additional 50,000 miles after spending $10,000 within the first 12 months.
  • No annual fee for the first year.

For the Citi Visa use this link: Citi 100k visa

For the CitiAMX use this link: Citi 100k AMX

Business cards:

  • 75,000 American Airlines bonus miles for spending at least $1500 on the card within the first six months of account opening.
  • No annual fee for the first year.

Citi Business Visa 75,000 mile offer use this link: Citi Business Visa

Citibank Visa 100,000 mile offer.

  • 50, 000 American Airlines bonus miles after spending $750 on the card within the first four months, and an additional 50,000 miles after spending $10,000 within the first 12 months.
  • No annual fee for the first year.

For the Citi Visa Business card use this link: Citi Business Visa offer

After submitting your application online call 1-866-606-2787 to verify your award amount. Have your application ID handy when you call. You can also call if you do not receive instant approval, a credit analyst should be able to decision the application for you immediately.

American Airlines award travel chart:
http://www.aa.com/i18n/disclaimers/aadvantageAllPartnerChart.jsp

If you have any questions regarding this offer, post a comment below and I will be glad to answer any of your questions.

Update:

If you are wondering how you can apply for one of the business cards:
You do not need to have a business to sign up for the business cards. They will allow you to sign up under your own name. If you want to play it safe, run down to your county tax office and register a DBA (Doing Business As, a.k.a Fictitious name certificate). You can generally register a DBA for $5 and you should get a copy of your name certificate instantly – allowing you to apply as a business! If you are declined because of the number of applications, give them a call – they should be able to push the application through.

Update 2:

If you are given the 50/50 incentive in which you get the initial 50,000 miles with the other 50,000 miles being awarded after spending $10k and would prefer the 75,000 mile promotion:
I spoke with a rep who said you can call in after receiving the card and make a request for a change of bonus miles/promotion.

ING Direct – $50 Bonus for opening Electric Orange checking

ING Direct has a new $50 bonus for customers who open a zero fee, high yield checking account using promotional code EM488.

Electric Oranges Zero Fee checking account has NO overdraft fees, NO atm fees, and NO monthly charge. The checking account also comes with free bill pay.  The debit card, unfortunately, is a Mastercard. The current APY for balances $0-$49,999 is 0.25%.

To Qualify:

  • Open a new zero fee checking account online at http://www.ingdirect.com/zerofees/.
  • Within 45 days of opening your account, make 3 signature based purchases (select CREDIT CARD when making a transaction, debit transactions do not qualify).
  • 50 days after opening your account, your bonus will be deposited to your account.

Requirements:

  • Must open account online
  • Must use the promotional code (below)
  • Must complete 3 non signature transactions within 45 days.

We have not verified the expiration date of this promotion, but will update this post as soon as an expiration date is available. As of today, 8/30/2010, the promotional code is still working.

Promotional Code: EM488

Link: ING Direct’s Website
(http://www.ingdirect.com/zerofees/)

Expires: Unknown

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