Citi bank is basically offering a cd rate of 4.07% APY for 18 months. There is a cap at $25,000.
To get this rate, you need to sign up for this Citi Secured MasterCard which will allow you to deposit up to $25,000 at 4.00% for 18 months. This is an amazing CD rate and you should probably call 1-800-677-3999 to open. It has been reported that the rate may no longer be valid according to the call center, but I know of several readers who have gotten the rate within the last week. Also, you can sometimes get a comparable branch rate, so it’s probably best to use this offer as leverage to get the rate at your local branch. Please confirm you will receive the rate before making any deposit.
There is a $29 annual fee which effectively lowers the rate to around 3.86% with a $25,000 deposit.
Offer: Citi Secured Mastercard Offer Page
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