Money Stasher » CD Rates

Patelco 7.00% APY CD Rate

Stasher — Wed, 09 Sep 2009 04:19:30 +0000

Patelco offers a 7% 1 year cd rate with a minimum and maximum deposit of $1,000. This is a great rate, but borderline post worthy as you can only deposit $1,000. Not to say that it is not worth opening a CD with Patelco, but their current rates are lagging behind a bit, so opening a large CD there is out of the question for me.

In the past I have seen 5.5% and 6% CD rates from Patelco, and this offer has been around for awhile and will probably be around for quite some time, so it is worth checking their current rates if you are catching this post late.

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4.00% APY CD Rate from Citi

4.00% APY CD Rate from Citi

Stasher — Wed, 09 Sep 2009 04:07:41 +0000

Citi bank is basically offering a cd rate of 4.07% APY for 18 months. There is a cap at $25,000.

To get this rate, you need to sign up for this Citi Secured MasterCard which will allow you to deposit up to $25,000 at 4.00% for 18 months. This is an amazing CD rate and you should probably call 1-800-677-3999 to open. It has been reported that the rate may no longer be valid according to the call center, but I know of several readers who have gotten the rate within the last week. Also, you can sometimes get a comparable branch rate, so it’s probably best to use this offer as leverage to get the rate at your local branch. Please confirm you will receive the rate before making any deposit.

There is a $29 annual fee which effectively lowers the rate to around 3.86% with a $25,000 deposit.

Offer: Citi Secured Mastercard Offer Page

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5.00% APY WaMu CD Rate

Stasher — Mon, 25 Aug 2008 02:15:39 +0000

Washing Mutual currently is offering an amazing 5.00% APY on 1 Year CD’s for a limited time.

This offer is only for 12 or 13 month online CD’s with a minimum depost of $1,000 to open. This is one deal you can not afford to pass up! WaMu is going strong and even with the current situations, putting some eggs in WaMu’s basket would be anything but a bad move.

If you have never opened a CD before, now is the time. WaMu want’s your money, they need your money, and they are willing to pay you a premium to use it. I’ve opened one myself, I can’t pass up a deal like this. If your hesitant investing your money in this time of distress, just keep it under $100,000.